What is the difference between financial and investment advice?
This question is common and is due, not least, to the fact that many investment advisors, and even stockbrokers, call themselves financial advisors. When we refer to financial advice, we are thinking of helping individuals to make decisions in any aspect of the finances of people or businesses, that is, financial advice has a wider […]
READ MOREWhere should financial advice start?
Starting at the end, I would like to conclude that financial advice reflects, above all, a conscious and sustained decision to pay attention to personal finances. In other words, the willingness to obtain financial advice implies recognition and a commitment to do things better and to give the importance that management of personal finances deserves. […]
READ MOREWhat is a fiduciary?
As a registered Investment Advisor Representative of Portfolio Resources Advisor Group, Inc., I am bound to the Investment Advisers Act of 1940 and its interpretations, as well as to the company’s code of ethics and compliance procedures. In addition, as a CFA charter holder and a CFP® professional, I must follow the codes of ethics […]
READ MOREPlanning for migrants
Before we start delving into products, strategies, or what is going on in the markets, it seems prudent to explain why I do what I do. Migrating is hard, there is no need to describe it because those who have done it know it. Priorities change and boil down to being grateful, adapting, and seeking […]
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